Current Rates

Loans

Loan Type Rate Term Personal Line of Credit 9.00% - 18.00% 1-48 months Home Equity Line of Credit 4.00% - 8.75% 1-180 months Overdraft 18.00% 1-12 months New Vehicle 4.50% - 18.00% 1-180 months Used Vehicle 5.25% - 18.00% 1-180 months Recreational Vehicle/Farm Equipment 6.25% - 18.00% 1-180 months Motorcycle/Boat/Classic Vehicle 6.25% - 18.00% 1-180 months Equipment/Computer 6.75% - 18.00% 1-180 months Furniture/Appliance 7.75% - 18.00% 1-180 months Share Secured Loan - 2% Above Rate Received on Account 3.00% - 4.50% N/A VISA Classic Credit Card 11.50% - 14.50% N/A VISA Platinum Credit Card 8.50% - 10.50% N/A Rates were last updated on Thursday, April 23, 2009

 

Mortgage

Type Rate 5 Year Fixed First Mortgage 4.75% - 8.75% Home Equity Line of Credit (Based on Prime) 4% - 8.75% 10 Year / 3 Year Balloon First Mortgage 5.5% - 9.5% 15 Year / 3 Year Balloon First Mortgage 5.5% - 9.5% 20 Year / 3 Year Balloon First Mortgage 5.5% - 9.5% 5 Year Fixed Second Mortgage 7% - 11% 15 Year / 3 Year Balloon Second Mortgage 7.5% - 11.5% 5 Year Fixed Real Estate Loan (Land Only) 5.75% - 9.75% 15 Year / 3 Year Balloon Real Estate Loan (Land Only) 6.5% - 10.5% Call for 15 and 30 year fixed rates. Rates change daily. Rates were last updated on Monday, June 01, 2009

 

Savings

Type Minimum Balance Dividend Rate Share Savings Account - Tiered Rates $0.00 0.75% - 0.75% Rates were last updated on Monday, January 04, 2010

 

Certificates

Type Minimum Deposit Dividend Rate APY**   6 Month CD $500.00 1.49% 1.50% 6 months 12 Month CD $500.00 1.89% 1.90% 12 months 24 Month CD $500.00 2.53% 2.55% 24 months 36 Month CD $500.00 2.77% 2.80% 36 months 60 Month CD $500.00 3.55% 3.60% 60 months Rates were last updated on Monday, November 30, 2009

 

Notes

* APR = ANNUAL PERCENTAGE RATE ** APY = ANNUAL PERCENTAGE YIELD