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Deposit Rates - Effective 02/01/09
CD RATES
TERM APY
6 Month 2.75%
12 Month 3.25%
24 Month 3.25%
36 Month 3.75%
60 Month 4.25%
MONEY MARKET RATES
Dividend/ Dividends
Compounded Dividend Min. Balance to
Min. Balance to Earn
APY and
Credited Period Avoid a
Fee the Stated APY
2.00/2.00 Quarterly Quarterly
2,500.00 2,500.00
2.25/2.25 Quarterly
Quarterly 2,500.00 25,000.00
2.50/2.50 Quarterly
Quarterly 2,500.00 50,000.00
2.75/2.75 Quarterly
Quarterly 2,500.00 100,000.00
SAVINGS RATES
AMOUNT PROPOSED TIER RATES
$0-$99
0.00%
$100 - $2,499
1.00%
$2,500 - $14,999
1.50%
$15,000 - $49,999
2.00%
$50,000 +
2.50%
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